Define how much you want to contribute.
Financial Planning
Financial growth with protection and flexibility.
IUL – Indexed Universal Life is a smart financial planning solution that allows you to accumulate wealth safely, take advantage of market growth, and still have life insurance coverage to protect your family.
What is IUL?
IUL (Indexed Universal Life Insurance) is a long-term product that combines:
Exclusive Benefits of IUL
✅ Life insurance included, to protect your loved ones.
✅ Growth linked to the market, without the risk of losing what you’ve already accumulated.
✅ Tax benefits – money can grow tax-free, depending on the structure.
✅ Access to money during your lifetime, through withdrawals or loans.
✅ Versatile planning, useful for retirement, children’s education, or estate planning.
How does IUL work in practice?
You contribute monthly with adjustable amounts.
Part goes to maintain life insurance coverage.
The remainder accumulates in an account linked to market indices, with protection against losses.
This amount can be used in the future to:
Supplement your retirement.
Finance personal projects or the purchase of real estate.
Support your children’s education.
Create a financial reserve for emergencies.
In case of death, your family receives the insurance compensation tax-free.
Brazilians
Who should consider an IUL?
- Families who want to accumulate wealth securely.
- Self-employed individuals or business owners without a company retirement plan.
- Parents who wish to save resources for their children.
- People seeking organized estate planning.
Those who value tax-free growth and life security.
Brokers specialized commercial
Your Trusted Agent
An IUL needs to be well-structured to achieve its objectives.
Our agents are experts in financial planning with life insurance and can help you:
Choosing the best growth strategy.
Explain every detail in Portuguese, Spanish, or English.
Create a personalized plan for your family and future.
Invest in your future with confidence.
Financial Planning with IUL is the most efficient way to combine financial growth, life protection, and tax advantages in a single product.