Structuring a smart succession.
Asset Protection
Financial protection for you and your family.
Everything you’ve achieved — your home, your assets, your savings — needs to be protected against unexpected risks.
With life insurance and annuity solutions, it’s possible to structure asset protection that safeguards your money against lawsuits, ensures the proper succession of assets, and also provides tax benefits.
What is Asset Protection?
It’s a financial strategy that uses life insurance and annuities to:
Exclusive Benefits of Asset Protection
✅ Money protected against lawsuits and creditors (in many US states).
✅ Fast transfer of assets to beneficiaries, without the need for lengthy probate.
✅ Tax benefits, with the possibility of avoiding or reducing inheritance taxes.
✅ Immediate financial security through life insurance with living benefits.
✅ Flexibility to plan according to your profile and assets.Asset Protection vs. Traditional Inheritance
Traditional inheritance: may involve lengthy probate, court costs, and taxes.
Asset protection via insurance/annuity: transfers the value directly to beneficiaries, quickly, securely, and without bureaucracy.It’s the difference between leaving problems or leaving security for your family.
Who should consider asset protection?
Business owners and professionals who want to protect their assets against legal risks.
Families seeking clear and conflict-free estate planning.
Individuals with real estate, investments, and assets accumulated throughout their lives.
Those who value legal and financial protection in case of unforeseen events.
Brokers specialized commercial
Your Trusted Agent
Each estate has its own unique characteristics, and therefore the strategy must be personalized.
Our agents specialize in estate planning with insurance and annuities, helping you to:
Protect your money from lawsuits.
Explain every detail in Portuguese, Spanish, or English.
To ensure your family receives what is rightfully theirs, without complications.
Protect what you have built.
The Asset Protection Plan ensures that your hard work and achievements are safe today and in the future.